Missing a payment could result in fees, changes to your policy, or the cancellation of your coverage. To prevent this, it’s important to stay on top of your payment schedule. Most accounts are set up with automatic ACH withdrawals, meaning payments are automatically deducted from your account unless you request otherwise. This ensures timely payments and helps avoid interruptions in coverage. If you need assistance or have concerns, contact customer service. Exceptions to standard terms may apply and are handled on a case-by-case basis.

Any individual or business with a significant insurance premium can benefit, especially those looking to preserve cash flow.

PPFS only provides insurance financing and premium payment collection services per your Premium Finance Agreement. If you need an insurance certificate, to report claims, request loss runs, or handle other insurance matters, please contact your agent or carrier for assistance.

Premium financing allows policyholders to spread their insurance premium payments over time, rather than paying the full amount upfront.

You can access your account by logging into our secure online portal with your credentials. Simply click the login button on our website, and you’ll be directed to the portal where you can manage payments and check your policy status. Login Here.

You can reach customer service via phone, email, or through the contact form on our website.

Qualification typically depends on your insurance type and carrier financial stability.

Terms and interest rates vary based on your policy and insurance carrier. Each policy is financed differently. Typically, premium financing requires a 15-25% down payment, with the remaining balance financed at an interest rate of prime + 5%. The remaining amount is usually paid over a 10-month period. Exceptions may apply and are handled on a case-by-case basis.

There is typically no fee for setting up ACH payments or Autopay. However, a fee will apply for any returned ACH payments.